Pat has been Chief Executive Officer of LIA since 2008. Prior to joining LIA in 2008, Pat joined Bank of Ireland in 1974 and held various positions in the International Group Treasury Division. In 1985 he joined First Active (then First National Building Society) and held the position of Branch Manager until 1996. Throughout the period from 1996-2004 Pat held a number of senior management roles in First Active, including Head of Life & Pensions, Head of Mortgage Operations, Head of Customer Services and Head of Operations. From 2004-2005 Pat carried out the role of Secretary of the Irish Mortgage Council (affiliated to the Irish Banking & Payments Federation) and in 2005 he was appointed Director-Financial Services with the Irish Brokers Association (IBA). He remained in IBA until he was appointed CEO, LIA in 2008.